"Commercial finance that performs and saves."
COMMERCIAL MORTGAGE SOLUTIONS
Our Expertise
Discover how SimCapital's extensive experience and in-depth industry knowledge have positioned us as trusted leaders in commercial mortgage brokering. Our commitment to simplifying complex financial processes continues to set new industry standards.
SimCapital is dedicated to providing comprehensive support and market leading rates to businesses and investors, while ensuring they make informed decisions about their commercial property loans.
Market leading Rates
Discover how we secure the most competitive rates for your commercial property financing needs.
Flexible Terms
Explore our approach to customising loan terms to align with your unique commercial property investment strategies.
Specialised Support
Learn how we simplify the commercial mortgage process through expert guidance and tailored financial support.
Client-Centric Approach
Experience our client-focused approach to efficient and seamless commercial mortgage management.
Empowering Investments
Customised Solutions
Client Satisfaction
95%+
Diverse Financing Options
40+
Lenders Network
20+
Years of Expertise
Commerical Loans
Development Loans
Development loans provide funding for property construction or major renovations, from land acquisition through to project completion. Whether you're building townhouses, apartments, or commercial spaces, SimCapital offers tailored solutions to keep your development moving smoothly and on budget.
SMSF Loans
An SMSF loan allows your self-managed super fund to invest in property while complying with superannuation laws. SimCapital structures SMSF loans to suit your fund’s goals, helping you build long-term wealth through smart property investment.
Lite / Low Doc options
Suitable for refinance and purchase. Low doc loans are designed for self-employed borrowers who may not have traditional financial documents. At SimCapital, we offer flexible low doc solutions using alternative income verification, helping you secure funding without the paperwork hassle.
Second Mortgages
A second mortgage allows you to access the equity in your property without refinancing your current loan. It’s a flexible solution for business growth, cash flow, or investment opportunities, secured by your property’s existing value. At SimCapital, we tailor second mortgage options to your goals, fast.
Streamlined Approach
Navigating Commercial Loans
01
Tailored Financial Guidance
Customized Solutions for You
02
Educational Resources
Empowering Informed Decisions
03
Efficient Experience
Seamless Loan Management
04
Ongoing Support
Dedicated Assistance Throughout Your Journey
Client Success Stories
When others said “no”, we found a way to say “yes”.
From Setback to Stronger Financial Future.
With the right strategy and the right lender, growth is possible even when the banks say no.
When our client came to us, they’d recently refinanced to consolidate debt — but instead of improving their position, the new structure left them with higher repayments and limited options, stuck with a second-tier lender.
At SimCapital, we took the time to understand the full picture. We restructured their facilities, refinanced to consolidate debts properly, and reduced their overall repayments to ease cash flow pressure. Importantly, we also mapped out a clear plan to help them improve their financial position and transition from a second-tier lender to a mainstream bank in the future.
Sometimes the first deal isn’t the right deal — but with the right advice, a better path is always possible.
Helping a Growing Business Secure the Equipment They Needed.
A transport client came to us needing $500,000 to upgrade their fleet, but their bank wouldn’t extend their limit due to complex cash flow and a seasonal income pattern. They’d already been knocked back twice and thought expansion was off the table.
We stepped in, restructured their financials, and presented the deal to a specialist lender who understood the transport industry. Within weeks, we secured a tailored Equipment Finance solution, enabling them to purchase the new trucks they needed to win bigger contracts all without putting unnecessary strain on their cash flow.
With the right strategy and the right lender, growth is possible even when the banks say no.
Saving a $200K Deposit and Securing a New Farm. Our client was ready to expand their business by purchasing a new farm, but after dealing with two major banks and three other brokers, they were left with no solution — and just weeks away from losing their $200,000 deposit they came to us stressed and running out of time. We quickly assessed their unique situation, restructured the proposal, and approached the right lender with a strong, tailored submission. Within the tight timeframe, we secured an unconditional approval that allowed them to settle on the farm, protect their deposit, and grow their business as planned.